TELL US ABOUT YOUR INDUSTRY PARTNERS

For this Capstone Project, we are working with Citi Commercial Bank (CCB). CCB’s primary business includes providing comprehensive and customised lending solutions to suit various commercial businesses. Their target clients are Emerging Corporate & Mid Corporate clients with an annual turnover from ten million to one billion USD.

WHAT DOES syncReact DO

For this project, our team designed syncReact, an integrated system that automatically extracts and presents essential credit signals in a consolidated and timely manner along with insightful data visualisations to facilitate credit analysts’ ongoing credit risk reassessment of their borrowers.

WHAT IS YOUR PROJECT ABOUT

With constantly changing business climate and market sentiments, monitoring the financial capabilities of their obligors becomes integral to their operations. This process is also known as credit reassessment where credit analysts are responsible for promptly detecting credit signals that point to potential loan default among their obligors.  

However, the current credit reassessment process is highly manual and tedious. This is because credit signals come in various forms and need to be relayed down to various stakeholders. This presents as a problem as it hinders prompt response during credit reassessments.